Saturday, July 28, 2012

Five Free Events This Week - Tucson, AZ

Five Free Events This week - Tucson
Week of Sunday, July 29th - Sunday, Aug. 5th, 2012
Contact the Businesses directly with any questions.
If you're a business that hosts a Free event, contact me for details to be included on the Sunday weekly posts.
 Email: tolendahand@yahoo.com

July 21st - July 29th
Tucson International Children's Film Festival
The Loft
3233 East Speeway, Tucson
Free Movie, Free Popcorn
Doors Open at 9:15 a.m.

Fri. Aug. 3, 2012
Free Jazz concert
Main Gate Square
7:00 p.m.
820 E. University Ave
Tucson, AZ

Sat. Aug. 4th, 2012
Southern Arizona Transporation Museum
414 N. Toole Ave. Tucson, AZ 85701
10:00 a.m. - 1:00 pm
Locomotive Saturdays- Every Saturday

Sun., Aug. 5th, 2012
Tucson Museum of Art
140 N. Main Ave., Tucson, AZ 85701
Free Art for Kids 6-12 years of age with adults:
Native American Arts after Exhibit
Sun. Aug. 5th, 2012
Free Admission for All 1st Sunday of the month
Other Free Admission qualifications and hours


Sun., Aug. 5th 2012
Psychic Fair
4250 N. Campbell Windmill Suites
9:00 a.m. - 4:00 p.m.
Admission is Free


Monday, July 23, 2012

5 White Lie Break Up Lines

Are you debating how to turn your current suitor down delicately?  The experienced ones learn along the way to use phrases, that we hope, won't cause too much hurtful feelings. No one likes to break some one's heart and we're even more afraid of an unpredictable unpleasant reaction in return. The purpose of a white lie break up line is to softly mask while sparing hurtful feelings.  They may not be entirely true but used to cushion the blow of an already dramatic separation event.

1. I got back with my ex.

We know what you're thinking, "You mean the one you've been complaining about you can't stand anymore?"  If you don't know the ex, never met the ex, and don't know what the ex looks like, this excuse can't be checked for validity. The pattern of break ups and make ups is always a possibility.

2. I'm being transferred for work.

This can be used as an avoidance excuse to mask his true feelings of how he wants to stay away from you. This line can be delivered in many different variations that can trigger suspicions even in committed relationships:  "Working late at the office. Relocating for a job assignment, moving, deployed..etc."  If you aren't close enough to know where he works or have access to his job, then there isn't a way to check up on him to see if its true. And if you do, you will be viewed as an unstable stalker.  The appearance of someone being distant is not necessary an indication of disinterest.

3.  I just don't have time for a relationship right now.

This can be another version of number 2, take that how you want to interpret it.  If a person is truly interested in someone, they make the time. Be it a note of reassurance, a fifteen minute chat break, or a quick loving text. Long periods of absence will cause suspicion and feelings of neglect creep in. We often go after those things that we desire. Pursuing someone makes them feel desired. This phrase can also be followed up with: "It wouldn't be fair to you."

4.  It's not you- it's me

This classic overused line is usually followed up with: " I think I need time to myself. I need to get my life in order. We have different needs...and so on" This is a way to get out of listing all the wrong things about the other person. An attempt to deflect the blame back on to you.  Be wary, revealing your own faults can give them things to use against you if the moment turns into a anger fest competition match.

5. You're too good for me.

A few reasons people use this excuse is because expectations may seem too high, guilt, and comparisons of different social classes or The Pretty Woman effect.  Expectations may seem too high to achieve realistically from the unsatisfied party and it could feel like they automatically respond by finding faults in the smallest imperfections rather than being appreciative of the majority of good things going on.  

Feelings of guilt may arise from someone who isn't doing more towards the relationship.  They withhold putting effort into something that they feel they have no desire of it blossoming into something deeper and they don't want to give a false hope impression. Resentment can build with the feeling of unfairness of energy given and accusations of being used can be brought up.  The giver is now the one who is too good for the taker.


Know that the ones letting us go may also be trying to minimize further hurt to either party. Prolonging a mismatch uncomfortableness can feel like a unnecessary self inflicted suffering. Feel reassured to know that in any type of relationship, there are occurrences of disagreements, returning, giving space, and trying or not to work things out.

Building solid relationships are not as instant as people think, they get stronger over time. The ones who make time for us, stand by us and work on building a better stronger relationship are the ones worth our time who show us we are worth theirs. As we get older, many of us have experienced people returning back into our lives and friends becoming lovers.

Along the way, we experience love and are surrounded by people who enjoy us. We are capable and deserving of being loved over and over again throughout our lives and ccasionally, we will have to use these phrases delicately to turn someone down with an attempt to minimize hurt feelings, out of love.



Three steps to save money on ATM fees.

Steps to save money on ATM Fees.

There you are out at a ball game, gas station, concert, expo, fair or festival and forgot to grab cash at your local bank.  Hesitantly, because of the fees, you find an ATM machine, but you need to take out cash in a flash.  It seems like ATM fees, Bank fees, Merchant fees and any other fee is getting higher each day simply for using your own money. Presently, as of 2012, the highest ATM fee I've seen has been $3.50. Next is my foreign ATM fee issued by my bank of $2.00, even to inquire about my balance.

A foreign ATM fee is applied by your card issuer, the financial institution/bank, for using an ATM machine that is not directly linked to their system. ATM's can also be owned by people other than banks, who profit from the fees.

Each bank runs independently on what they choose to charge for any services such as: ATM use, excessive withdraws, over the counter transactions, transfers, overdrafts and more.  The list of various services can be endless, along with any possible fees for each service.

What are some steps you can take to reduce your fees at the ATM?


1.  Consider taking out more money at one time.

Keep the percent you're being charged lower than what you take out by taking out twice as much. For example, if you're taking out $40 and the ATM machine is charging you $3.50 plus your bank is charging $2, you are suffering a loss of almost 15%. This is similarly what cash advance companies or credit card companies charge. The fees are applied per transaction, each time you use an ATM. Perhaps consider taking out $80.  You'll most likely spend it on things you need like gas and food. 

2. Take out cash at the checkout line

Some banks are moving toward the requirement of customers using their ATM card a minimum of times per month in order to qualify for a perk, such as an earned interest. The bank sees this as a merchant transaction.  It's also more ideal to make a charge of a minimum of $10 to reduce additional services fees to all involved to run the transaction. There are merchant  fees for running your card through the card reader, which means the store owner or business gets charged, creating a loss for them. If they suffer a loss, they will try to find ways to recover that loss at the customers or employees expense.

3. Use your bank-Ask for perks

Your bank representative may let you know which ATM's in your local area do not charge a fee.  Or if you are budget conscious, visit your bank a few days after your paycheck gets deposited and calculate how much you spend on luxuries.  Take that amount out in cash. Stash your cash at home and only leave with the amount you may use.  Of course, be careful not to take out and store alot at home. Also, talk to your bank to see if there is a reward cash back system for using your ATM.


Carrying a card or carrying cash is a debatable choice on which is safer. Card services offer fraud alerts and limited liability if lost or stolen, of usually up to $500.  If you carry a limited amount of cash rather than a card, a thief can not go on a shopping splurge spree with an unknown limit in time and funds. Some Merchant card transactions can be chosen as a credit not a debit, not requiring a pin number.

 The charges for accessible conveniences are going higher. Use and find ways to minimize spending more money for spending your own money.